Grow your business with commercial mortgages

A commercial mortgage is a specialized financial product designed for businesses to purchase, refinance, or develop commercial properties. These properties can include offices, retail spaces, warehouses, labour camps, as well as land and construction projects. Unlike residential mortgages, commercial mortgages are customized to meet the specific needs of businesses and do not adhere to standard retail lending policies. This ensures that terms, conditions, and approval criteria are tailored to support business objectives, whether for owner-occupied spaces or investment purposes.

A commercial mortgage broker acts as an intermediary between businesses and lenders, helping you find the most suitable mortgage solutions for your commercial property needs. Brokers like Holo work with a network of lenders to source competitive rates and flexible terms, saving you time and effort. They provide expert advice, guide you through the application process, and ensure the financing aligns with your business goals, whether you're purchasing, refinancing, or scaling up.

The repayment period for a commercial loan usually ranges from 5 to 15 years, with some exceptions extending up to 20 years, depending on the lender, loan amount, and your financial profile. Short-term options, such as bridge loans, offer quick financing for immediate needs, while longer-term commercial mortgages provide structured repayment plans designed to support your business’s growth and stability.