We work with the best banks in the
United Arab Emirates.
Why Choose Holo?
1
Personalized mortgage solutions
We offer a digital platform powered by over 500 mortgage products from all the banks, ensuring you find the perfect fit.
2
Over 30 years of home buying expertise
With more than 30 years of experience in the property buying sector, our team provides invaluable insights and guidance.
3
No hidden fees
Transparency is key. Enjoy our platform with no additional costs, allowing you to focus on what truly matters—finding your perfect home.
Calculate your monthly mortgage payments
Seamless home loan experience
1
We’ll check your eligibility
No fees, no impact on your credit score – just a straightforward assessment. We explore the market with over 20 lenders offering more than 500 mortgage options to find the perfect fit for you.
2
We’ll walk you through the application
Your personal case manager handles everything. You can relax and track your application 24/7 via the Holo portal, uploading documents at your convenience.
3
We’ll get you that mortgage
Our dedicated team takes care of the legwork and liaises with the bank, ensuring a stress-free experience securing your mortgage.
Explore the best mortgage rates today in UAE
No need to compare these are the lowest mortgage rates available. We’ve done the hard work for you.
Rates subject to terms, conditions, and eligibility.
Frequently asked questions about mortgages
What is the minimum deposit for a mortgage in the UAE?
As an expat, you’ll need a minimum deposit of 20% for properties valued under AED 5 million. If the property costs more, the deposit increases to 30%. For UAE nationals, the minimum starts at 15%.
What is the minimum salary for a mortgage loan in the UAE?
Most banks require expats to have a minimum monthly salary of AED 15,000 to qualify for a mortgage. However, some lenders may work with slightly lower incomes depending on your overall financial situation and loan amount. Start your application today and our mortgage consultants will help you to solve all your queries!
What is the interest rate for a home loan in Dubai?
Interest rates depend on the mortgage type and market conditions: Fixed-Rate Mortgages: Rates usually range between 3% to 5% per year, offering stability for a set period (e.g., 1–5 years). Variable-Rate Mortgages: These are tied to the Emirates Interbank Offered Rate (EIBOR) and may rise or fall over time based on market trends.
Is it difficult to get a mortgage in Dubai?
Getting a mortgage in Dubai is easier with the right support. At Holo, we start with a quick, free eligibility check that won’t impact your credit score. Your personal case manager then handles everything while you track progress and upload documents through the Holo portal. We take care of the rest, ensuring a smooth and stress-free approval process.
What is the meaning of a mortgage loan?
A mortgage loan is a type of loan used to purchase property, where the property itself serves as security for the loan. In simple terms, you borrow money from a lender (like a bank) to buy a home, and in return, you agree to repay the loan in monthly installments, which include both the principal amount and interest. If you fail to repay, the lender has the right to take ownership of the property. Mortgages make it possible to own a home without paying the full price upfront.
Haven't found the right property?
We'll handle the search for you.
Just tell us what you need, and we'll match you with homes that suit your needs—saving you time and hassle.
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