Tailored UK mortgages for expats

Several UK banks and specialist lenders offer mortgages for expats. Major options include HSBC Expat, Barclays International, NatWest International, and specialist providers like Skipton International and Halifax International. Each lender offers tailored mortgage solutions, but navigating these options can be complex. At Holo, our expert UK Mortgages team simplifies this process by finding the best rates and handling all communications with lenders on your behalf.

Yes, UK expats can secure buy-to-let mortgages while living overseas. Many lenders offer these mortgages, but they may come with higher deposit requirements (often around 25%) and stricter criteria, such as proof of rental income and a stable income source abroad. Holo’s team can guide you through the process, ensuring you get the best mortgage terms for your investment property.

For an expat mortgage, you typically need a deposit of 20% to 40% of the property’s value. The exact percentage depends on the lender, the type of mortgage, and your financial circumstances. Buy-to-let properties or high-value homes often require larger deposits. At Holo, we search the entire UK mortgage market to secure the most competitive rates and terms, helping you make the most of your investment.

Absolutely! UK expats can get a mortgage, though the process can involve additional documentation, such as proof of income, credit history, and residency details. Holo’s dedicated UK Mortgages team offers tailored solutions to simplify the process. From finding the right mortgage to handling all communications with lenders, we ensure a seamless and stress-free experience.